Your Koperasi, From This Month's Dues To A Report Any Member Can Read
Every member billed on schedule, every payment recorded under the member's name, and the accounts ready to show the moment somebody asks. Accounting built for a committee that runs on trust.
A Koperasi Runs On Trust — And Trust Runs On The Books
The dues fall due. Some members pay cash at the office. Some transfer and drop a screenshot in the group. Some do not pay at all. The treasurer ticks names in a book after work, and by mid-month nobody is sure who has actually paid.
Nobody can say who is in arrears.The list lives in one person's book. Chasing means reading it name by name against the bank statement.
The treasurer is a volunteer doing a bookkeeper's job.Every evening in the ledger, every month end lost to it. Good people quit committees over this.
The bank never quite matches the book.Transfers arrive with no reference. Whose payment is that? By month end there are three of them.
The annual report is a rebuild from scratch.The AGM is coming. You piece the year together from statements, a box of receipts, and memory.
You have money in the bank. You do not have accounts.
The balance looks healthy and the member list is long. But which members are six months behind, what the activities actually cost, and whether this year ends in surplus or deficit — that gets worked out once a year, in a rush, before the AGM.
And members fill silence with suspicion. When the report is late or vague, they do not assume the books are messy — they assume something worse. A committee with clean, current accounts never has to have that conversation.
Every Member Billed, Every Payment Matched, One Report At The End
The dues become invoices that raise themselves. Payments are recorded against each member's name, and the report is ready any day — not once a year.
Every Member Gets An Invoice, By Itself
Set up a recurring invoice for each member once. The system raises it on schedule.
Payments Land Against The Right Name
Cash or transfer, recorded to the member. You can share the receipt on WhatsApp.
The Bank Statement Matches Itself Up
Reconciliation ties every transfer to a member. The mystery payments end.
The Report Is Already In Your Accounts
Arrears by member, income against spending, ready to print for any meeting.
Everywhere else this is an Excel sheet beside a bank statement, or an accounting system built for companies — and a free app can record payments but cannot tell your members where their money went.
Inside The System — Real Screens
Not promises — the actual screens you use every day.
Fees Become Invoices — Not Marks In A Book
Set up one recurring invoice profile per member, and the system raises each invoice on schedule. Payments are recorded under the member's name.
- Set the amount and schedule once per member — the system raises that member's invoice every cycle
- Cash or transfer, payment is recorded straight under the right member's name — no guessing
- Upload the bank statement (PDF) and confirm each match — you see which transfers are not recorded yet
- Receipts can be shared on WhatsApp — the treasurer doesn't type them one by one
Reports Ready Anytime — Not Once A Year
Profit and loss and the arrears list are ready whenever you need them — not scrambled together before a meeting.
- Profit and loss by month, year, or any date you choose
- Check which members are in arrears anytime — no more reading through the book one by one
- PDF ready to print for committee meetings or the AGM, no rebuilding from scratch
- Same numbers for Chairman and Treasurer — no different versions
Audit Fees, Salaries, Rent — All Recorded, Not In Your Head
Every co-op expense is recorded separately — audit fees, staff salaries, rent, utilities — not lumped into one bank balance.
- Annual audit fees and other statutory expenses recorded as separate lines, ready when the auditor asks
- Staff salaries (if any) recorded as an expense, separate from other operating costs
- Supplier bills for repairs or equipment recorded straight away — not lost among scattered receipts
The System Is Ready For e-Invoice, Whenever Your Co-Op Needs It
e-Invoice (LHDN MyInvois) is built into the system — ready to register whenever your co-op wants to start.
- e-Invoice setup is right in the system — no need to find another system to register
- Follows the fee invoices you've already made — no double entry
- Ready whenever you want to start — no need to wait until the last minute
Running A Co-Op Shop? Upgrade Straight To PosPro
If your co-op runs a shop, upgrade to PosPro — every sale goes straight into the accounts, stock managed too.
- Every counter sale at the co-op shop goes straight into the accounts — no double recording
- Inventory managed in the same place — stock in, stock sold, current balance
- Upgrade whenever your co-op needs it — no switching to another system
- Accounts and shop stay one system — the package includes 2 users
Everything A Koperasi Needs — Nothing To Buy
There is no hardware in this package. A laptop or a phone runs the whole thing. You pay for the software, once a year.
Niagawan Accounting System — Full Cloud Accounting
Recurring invoices, receipts, expenses and bank reconciliation — with a report ready for any meeting.
The software — billed yearly
No terminal, no cash drawer, no scanner. A laptop or your phone is the whole setup.
After the first year, you only renew the software RM497 / year
Prices exclude SST.
14-day money-back guarantee — full refund, no complicated questions. (Software subscription only; hardware excluded.)
What Business Owners Like You Say
“The system makes my business very easy, especially money in and out, profit and loss and so on. The functions are excellent and easy to use — just a couple of clicks and it's settled.”
“What helps me a lot is tracking records and billing my customers wherever I am. The system is easy and very helpful. If you don't understand, go to the widget and get help from the Niagawan team. Recommended for those who want it easy and simple.”
“I've used their products since 2021 — the best, and very helpful for traders who don't have a finance background.”
Questions Owners Always Ask
I'm A Volunteer Treasurer Who Doesn't Know Accounting Or Double-Entry — Is This Too Complicated To Use?
Can It Be Customized For Our Co-Op's Specific Terms (SKM Format, Etc.)?
If Our Chairman Or Treasurer Changes Later, Can The Account Still Be Used?
Is This System Ready For LHDN e-Invoice?
If It Doesn't Fit How Our Co-Op Runs, Can We Get A Refund?
Looking for Accounting Software or a POS System for Your Business?
Chat with our team on WhatsApp and we will show you how Niagawan fits your business.
e-Invoice included · Unlimited documents · Free WhatsApp support